Recemt study by market and opinion firm Ipsos OTX1, which polled 14 160
drivers, found that South Africa was one of the countries with the
highest proportions of participants (41 percent) indicating they have
texted, emailed or used social media while driving.
Similarly,
globally, statistics from Texting and Driving Safety, point to the
fact that a person is six times more likely to cause an accident by
texting and driving, than if they had to drive intoxicated.
This
is because texting slows down brake- reaction speed by 18 percent,
meaning that by the time you have realised you need to brake, it is most
likely too late.
Niki
Cronje, of Group Marketing at Imperial I- Pledge, says: “The one
moment in time where you are distracted and skip a robot, or a child
runs out into the road, can mean the difference between life and death
and no text message is worth jeopardising yourself or someone else’s
life.” Cronje advises drivers to disconnect from the digital world when
they enter their vehicles.
“We
have become addicted to constant tech-connectivity. To break the
cycle, before you get into your vehicle, make sure that all relevant
people you may need to speak to have been contacted. For example, let
the kids know that you’re on your way to fetch them from school and
only look at your phone again once you have arrived at the
destination.”
“Politely
let people know that you are not accessible while driving, and that
safety is your foremost concern. To resist the urge to text, lock your
mobile phone in your boot. Getting into this habit will not only curb
the urge to text, but will reduce your risk of a potential
smash-and-grab or fatal accident.”
If
you can’t bear to be separated from your mobile phone – then turn it
onto silent, removing the temptation to respond. If you have a
passenger, hand over the device to him or her to respond on your behalf.
“Road
safety starts with each and every one of us – it is a conscious
decision to take responsibility for your actions on the road and it is
up to us all to stop engaging in activities that put our, as well as
other’s, lives at risk while on the road.” ONE OF South Africa’s top car
financiers, WesBank, says that first-time buyers might not be aware of
restrictions for vehicle finance and has offered a simple list of
minimum requirements.
“Some
might take it for granted that their vehicle finance was approved
without any hitches, but first timers don’t always have all of the
information,” says Rudolf Mahoney, head of research at WesBank.
“Thankfully,
the minimum requirements are quite simple, and will give potential car
buyers an immediate idea of whether they will qualify for finance.”
Three
things must be in order to apply for finance and all buyers need to
hold a valid driver’s licence, earn a minimum of R6 000 per month, and
not be under any debt counselling.
WesBank
urges the public to use its online affordability calculators to
determine monthly budgets for vehicle repayments, as well as accounting
for fuel and maintenance costs.
When
determining a monthly budget, a vehicle repayment should not exceed
your disposable income, which is calculated as your net take-home pay
minus all monthly expenses.
Pre-owned
shoppers also need to know that used cars should be fewer than 10
years old to qualify for finance from a bank, and vehicles cannot be
classified as Stolen and Recovered, or Built Up – meaning that it was in
a major accident and was written off by insurance.
The
cash price of the vehicle must also be in line with guided retail
value for the specific make and model, including the general condition
and mileage of the car.
It
is also recommended that used cars should have a full service history,
show little or no exterior damage and the condition must be consistent
with the mileage on the odometer.
The Mercury- August 28, 2014
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*Note: Views expressed in the commentaries on this website are those of individual authors and not necessarily those of PEFM 87.6or our presenters or correspondents. Quotes are obviously the opinion of the source. A quote is just a quote and these are offered without comment. Use of a news story or commentary is not an endorsement of the source website.
Follow us on Facebook:
PEFM 87.6
Follow us on Twitter:
@PEFMnews
International Correspondent Scott Congdon can be reached at:
Mail: scottcpefm@gmail.com
Phone: 010 500 8203 (in South Africa) (Available 3-5pm SAST weekdays)
011 27 10 500 8203 (calling from outside of South Africa) (Available 3-5pm SAST weekdays)
*Note: Views expressed in the commentaries on this website are those of individual authors and not necessarily those of PEFM 87.6or our presenters or correspondents. Quotes are obviously the opinion of the source. A quote is just a quote and these are offered without comment. Use of a news story or commentary is not an endorsement of the source website.
© PEFM 87.6
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