Wednesday, August 27, 2014

NEWS: Four out of 10 SA drivers text while behind the wheel

Recemt study by market and opinion firm Ipsos OTX1, which polled 14 160 drivers, found that South Africa was one of the countries with the highest proportions of participants (41 percent) indicating they have texted, emailed or used social media while driving.

Consider this – five seconds is the average time your eyes are off the road while texting, meaning that if you were travelling at about 88km/h, you would in this time be able to cover the length of a football field. This essentially means that, within a matter of seconds, you can cause a horrific accident because you answered a text or sent a tweet.

Similarly, globally, statistics from Texting and Driving Safety, point to the fact that a person is six times more likely to cause an accident by texting and driving, than if they had to drive intoxicated.

This is because texting slows down brake- reaction speed by 18 percent, meaning that by the time you have realised you need to brake, it is most likely too late.

Niki Cronje, of Group Marketing at Imperial I- Pledge, says: “The one moment in time where you are distracted and skip a robot, or a child runs out into the road, can mean the difference between life and death and no text message is worth jeopardising yourself or someone else’s life.” Cronje advises drivers to disconnect from the digital world when they enter their vehicles.

“We have become addicted to constant tech-connectivity. To break the cycle, before you get into your vehicle, make sure that all relevant people you may need to speak to have been contacted. For example, let the kids know that you’re on your way to fetch them from school and only look at your phone again once you have arrived at the destination.”

“Politely let people know that you are not accessible while driving, and that safety is your foremost concern. To resist the urge to text, lock your mobile phone in your boot. Getting into this habit will not only curb the urge to text, but will reduce your risk of a potential smash-and-grab or fatal accident.”

If you can’t bear to be separated from your mobile phone – then turn it onto silent, removing the temptation to respond. If you have a passenger, hand over the device to him or her to respond on your behalf.

“Road safety starts with each and every one of us – it is a conscious decision to take responsibility for your actions on the road and it is up to us all to stop engaging in activities that put our, as well as other’s, lives at risk while on the road.” ONE OF South Africa’s top car financiers, WesBank, says that first-time buyers might not be aware of restrictions for vehicle finance and has offered a simple list of minimum requirements.

“Some might take it for granted that their vehicle finance was approved without any hitches, but first timers don’t always have all of the information,” says Rudolf Mahoney, head of research at WesBank.

“Thankfully, the minimum requirements are quite simple, and will give potential car buyers an immediate idea of whether they will qualify for finance.”

Three things must be in order to apply for finance and all buyers need to hold a valid driver’s licence, earn a minimum of R6 000 per month, and not be under any debt counselling.
WesBank urges the public to use its online affordability calculators to determine monthly budgets for vehicle repayments, as well as accounting for fuel and maintenance costs.

When determining a monthly budget, a vehicle repayment should not exceed your disposable income, which is calculated as your net take-home pay minus all monthly expenses.
Pre-owned shoppers also need to know that used cars should be fewer than 10 years old to qualify for finance from a bank, and vehicles cannot be classified as Stolen and Recovered, or Built Up – meaning that it was in a major accident and was written off by insurance.

The cash price of the vehicle must also be in line with guided retail value for the specific make and model, including the general condition and mileage of the car.

It is also recommended that used cars should have a full service history, show little or no exterior damage and the condition must be consistent with the mileage on the odometer.

The Mercury- August 28, 2014


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